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Monday, August 11, 2014

Honda CRV 2014

My husband  had an appointment  for car maintenance service at the Sunset Jeep Dodge-Chrysler  in Steubenvile Ohio last July 28.  When he  went there, he was denied of service because the   guy said that my husband's  appointment was on Tuesday and not Monday.  My husband was furious because  he  even called to confirm his appointment  after setting it up online and it was supposed to be Monday.

To avoid the same problem  to keep happening, we decided to   look around for  a replacement  of our van.  We had our  Town and Country Chrysler van for a year  now.  We bought it  for our 10th wedding anniversary last year.  The van was not new when we bought it.  The kids love it since there are  some neat features like the TV and it is spacious.  But for that one year that we had it, there has been three recalls on it already so hubby and I  decided to just get rid of it.
On August 1st, we went to Ohio Valley Honda dealership where we bought our Honda Accord.  Our Accord is  9 years old now but still  running great.  It is also very efficient on gas that's why we love Honda.
We test drove this CRV and  hubby loved it.  We both agreed that we will trade our van with this CRV.  It is not as spacious as the van but we love the features in it.
It was already late when we went to  the dealership so we came back on  on the 2nd to do some paper works.  Since it was on the weekend, we were not able to finish everything so we were not able to take it home with us.  
We went back on the 4th to picked it up and do some more paper works.  We said goodbye to our Town and Country.  Aside from space, we will miss the  home-link feature of the van where you can  program  a code and link your  home garage in it.  But with its  recent recalls, we were worried.  Additional factor is  the fact that they don't have  a good customer service at the  dealership.  
Our sales agent is Eric Waggoner, a guy that my husband knew in high school.  He was very helpful and  very thorough.  He walked my husband through  with every details of the car.   
We got the top of the line which is the EXL.  It has  the back up camera that I really liked just in case I have to drive it.  As you may all know now, I hate driving but if I really I have to, I will.  Since I suck on backing up, the camera is a great plus for me.
We still owe 21k on the van but the trade value  on it was only 17k so we lost 4k which is a rip off but that's part of trading a vehicle.     The  good thing  is, the interest rate that we qualified for was  .9% only because  our  credit scores are good.  Mine was excellent which is 813 and hubby  was 747.
We love Honda and their service is excellent.  Their team really  provide excellent customer service which is very important.  Nothing compares when a company provide great customer service, right?  We love the sun roof and we get better gas mileage  with the CRV  compared to the van, so it is all good.  I think our decision to trade the van was wise.

Hubby and I  both agreed that if the Town and Country was our 10th wedding anniversary purchase, this Honda CRV is our 11th wedding anniversary gift to ourselves lol.  Our children  were the ones who picked the color.  Hopefully,  this would last with us  for years and years like our Accord.

Sunday, August 10, 2014

Back To School Avery Supplies from Shoplet

We  went to the store twice already to buy all the kids school supply as the school opening is fast approaching.  They still have one more week of   break and then the school begins. I am  glad that  I received my  Avery supplies that Shoplet has sent me for review.   I received a heavy duty view binder, color label divider, and clear label divider.
Avery Heavy-Duty View Binder with One Touch EZD RingsAvery Index Maker Clear Label Contemporary Color DividersAvery Index Maker Clear Label Dividers
These is a great set for me for this school year to organize my children's memos and communication from school.  I hate when I lose  a paper that needs to be signed or need to be returned from the teacher because you know, I am very forgetful (sign of aging lol).  These would help me keep in track and organize  at all times, thanks to Avery and Shoplet!

I love this Color Label Divider! This is sold in pack of 5 for $27.24 which is a pretty good price considering the amount of labels you get. It has three-hole punched for use in a standard binder.
Shoplet makes my life easier by sending me also a pack of Clear Label Divider. This is also sold in pack of 5 for $20.32. Perfect to use in a standard ring binder.
I have a few of this heavy duty View Binder at my office and glad that I got a new one because my husband is enrolled to the master's program at Doquesne University this Fall and he could use this to organize his paper works. This is sold at Shoplet for a low low price of $5.95.
Shoplet have everything that you need for your business and home including office suppliesoffice stationarypromotional productspromotional shirts and many others. 
Thank you so much again Shoplet!

Disclaimer: The author of this blog was NOT financially compensated to write this review. Opinions expressed is not in anyway influenced by other factors. The product/s mentioned above was provided for FREE for evaluation purposes.

Refinancing Mortgages To Save Money

When you set out to refinance your home, there are many considerations you must make. You want to save money on refinancing your mortgage, but you also want to make sure that the terms of the loan are more beneficial for the monthly budget overall. There are many things that can be done with the mortgage is refinanced. Getting each one of them done will make the family's financial future more bright.

1. Lower The Payment

Whether the interest rate is changing or the terms of the loan are changing, the payment needs to get lower. Every family wants to save money, and your family is likely no different. Taking a little bit off the family budget helps the family live more comfortably.

2. Change The Terms

Changing the terms of the loan could help the loan get paid off faster, but they could also allow you to have the mortgage company pay your property taxes. You could also stop escrow and keep the money for your property taxes yourself.

3. Change Companies

Many people who are dissatisfied with their mortgage lender can refinance their mortgage and change lenders. If you are not happy with your mortgage and want to get away from them, you should immediately seek to refinance the loan so that you can get better terms and better customer service at the same time.

The best mortgage serves your family before it serves your lender. When you need extra cash or better service, refinance the loan to make a better outcome for the family.

Thursday, July 17, 2014

New Towels

I bought a set of  bathroom towels to hang in the rack./  I thought that  the design of this is very chic.  My husband  objected but I bought it anyway as it was on sale lol.  Isn't it so pretty???
We also bought new beach towels as we are heading out to  the beach this weekend.    We will be spending Ms. Burrito's birthday  in Ocean City so  that would be so much fun!  I just hope and pray that the hurricane  will be gone by the time we 're there.
Each of us chose different designs.

Wednesday, July 16, 2014

Dish Drying Mat

This absorbent microfiber  is machine washable  and it's reversible.  I love that the dishes  dry faster when you  put it on top of this.  Although I have a big dish rack, I still ran out of space when pots and pans are also being washed.

Hot Deals

Time flies!!  Few more weeks and we are going to look for some Hot Deals on school supply.  I still don't know what kind of  supplies our daughter would need at  Mary Pappert's School of Music but we need to  save for it.  We registered her for the Fall already but we haven't paid the tuition yet.  We are planning to there sometime this month to do it.  We want to pay the whole thing so we don't have to deal with it for the rest of the semester.

Friday, July 4, 2014


We went  to the stalls near Walmart that sells firework.  The kids wants to see some  firework tonight so we bought some.  I can't believe how expensive firework is?  Just for a small package that we bought, it cost almost $33..   Firework is something that I don't like spending  money with.  You only get to enjoy it for a brief moment and your money is gone.  But for the sake of the kids enjoyment, we went for it.  Hubby said that some people  really goes out on spending for firework.  I told him that there's no way I would spend over a hundred bucks for it.  I mean, why spend the money for it if you can watch the  city firework for free.
Celebrating the 4th of July can be done not only via firework  but with other things as well so I don't really  feel bad if I don't give in  to too much spending on firework.  How about you?

Happy 4th of July everyone!!!

Friday, June 27, 2014

Fruit Basket Decor for $4

Me and the kids went to Goodwill yesterday.  Just something to do to pass the time and give us a little time to exercise our legs.  This fruit basket decor is the only thing that I bought.  I have been planning to buy one  but  the  price is always  making me back out.  Glad I found these set for only $4.  It has 6 different  plastic fruits already inside it and the basket is gorgeous.  I really love the design!
All of it have tags in it still  which I am really happy as they look brand new.  I just love it when I can find something the I like  in such a  bargain price.  I love thrift shopping!

I also love the crocheted center piece that a good friend of mine  sent me  as a gift, thanks sis Dhemz!

Wednesday, June 25, 2014

Garage Sale Haul

There was a garage sale at St. Joe's Rectory,  a couple of weeks ago.  My son has been itching to come and see what they have that he can buy.  There were actually good  things in there that we saw.  Now here  are the things that I got, I only paid $3.50 for all of them.  I love this heart shaped knickknack. It has a dedication at the back that says, "With Love" Mikasa Japan
I also love this  figurine.  I am not sure if it suppose to be  the Virgin Mary or an angel?  Then I found these set of four  tropical place mats.  They were still new with tags on them.
I also found this movie "The Cell" by Jennifer Lopez and we watched it when we came back home.
Here is my daughter's  big haul for free!  I love this painted bamboo box  which is is still new and has the tag price of $16.89 from Pier Imports.  She can definitely use this for her trinkets and stuff. 
She thought  that this crocheted refrigerator magnet is so cute.
Christmas decors and a bootie figurine, all of these are  free.
Here is my son's  garage sale haul for free also.  He found a leather coin wallet that's made from England.  He was very impressed to find a wallet made in England lol.  He also got a cute table  Timex clock, it still works too.
The year of this key chain is what drawn my son's attention, 1969. He immediately said, "Hey, that's the year Daddy was born" so he bought it. Well, the old folks gave it to him for free.
Over all, it was a fun  experience that  mark a very important lesson to my kids.  They  were so  amazed and admired the  older folks that was there who gave all of the stuff that they  were trying to.  buy for FREE.  They came home with their money intact but with different pretty little things.  To the  elderly group from church, thank you very much for showing kindness, thoughtfulness and generosity to my children.  We will never forget you!  God bless!


Victorious Smile!

She won an international smile contest for the month of October 2009. This contest was sponsored by Division of Pediatric Dentistry, Department of Oral Health Sciences, University of British Columbia, Canada.

God bless y'all!