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Tuesday, September 1, 2015

Back To School With Shoplet

 When it comes to office supploes, I love shopping at Shoplet.  Their  office supplies are high quality and  you can buy it a lesser price if you get them in bulk.  Back-to-School means a lot pf printing, drawing, and  sketching at home.  The school even added papers in the supply list to be broguht to school so I am glad I have a pack of this 500 copies Hammermill Color Copy Paper to serve that purpose.  They also included a mug and a Zebra  plush toy.
 
My husband said that  he will be bringing this mug at work for coffee, he hasn't bring it yet but if in case he changed his   plan, I have a plan of my own for this one, lol.
My daughter   think this zebra is so cute.  She asked if she could  have it to make it like a playmate buddy of her guinea pig.  I told her that she can have it  so she can do whatever she wants with it.
These copy paper combines an extra smooth surface and high brightness to produce exceptional color images.  The heavyweight sheet is designed to run on small and large offset presses, copiers, laser printers, inkjet printers and fax machines that use plain paper.  The super bright photo white delivers excellent image contrast and color reproduction.
I tried it with B&W print for now and it is really a great   quality of papers to use for printing.  My daughter would love these for her art stuff that needs printing.

Thanks to Shoplet and Hammermill for this hugh quality papers.  This will be  great to use with our back to school projects.
 Shoplet have everything that you need for your business and home including office suppliesoffice stationarypromotional products,  and many others such as medical supplies .   Thank you once again Shoplet and EcoStatic!

Disclosure: The owner of this blog was NOT financially compensated to write this review.  I was provided with the products mentioned  in exchange of my honest  opinion which may differ from yours. 

A Handy Guide To Help You Feel More Financially Secure!

Money makes the world go round. It seems that these days, money is becoming increasingly important to survive. Prices are rising, so we need to make sure that we’re financially able to deal with all this. If you’re worried about your finances, I have some tips to help you be more financially secure:


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(Image from flickr https://flic.kr/p/ahtNKP)

Open A Savings Account

One of the best ways you can achieve financial security is by opening a savings account. This is a bank account where you can deposit money into as often as you please. Some people set up a direct debit that deposits money every month, others go for every year, it’s up to you! The benefit of doing this is that you have money spare, in your savings account. Plus, savings accounts have better interest rates, so the money can slowly grow over time. Your savings account will make you more secure and be great in case of emergency.

Get Some Insurance

If you have something valuable, it’s a good idea to insure it. You can insure individual goods, like laptops or phones, under warranty. This means if something happens to them during the warranty period, you can get it replaced for free. Then you have things like car insurance and home insurance, which can keep those two things safe. You can even get income protection insurance to help you out if illness prevents you from going to work. This can be good because you’ll get paid a percentage of your income while you’re off sick, so that you can be more financially safe. You can visit https://www.superheroinsurance.com.au/income-insurance-australia.html to see the requirements for income protection. In general, any type of insurance can be helpful if you want to keep yourself and your family financially secure.

(Image by PublicDomainPictures https://goo.gl/bIuZIL

Increase Your Income

An obvious way to become more secure in your finances is to have more money. And how can you do this? For starters, you could look at getting a better job. If you’re unhappy with the pay at your current job, think about looking for an improved one. Only do this if you know you could get paid more for the skills you offer. The second thing you could do is look for another job or source of money. There are lots of little things you can do online to make money on the side; you’ll be surprised at how effective it can be.

Pay Bills On Time

One sure fire way to not be financially secure is to slip into debt. A good way to avoid this is to make sure you’re paying all your bills on time. It’s a good idea to set up automatic payments for all of your bills. That way, you won’t have to remember to pay bills at certain times, it will be done for you. This can stop your bills from piling up until you have no way of paying them all at once and end up in debt. Make sure you’re paying your bills on time, and that you can afford them.




Shop Online And Save Money On Energy Costs With These Tips!

The beauty of online shopping is that you can shop for just about anything. One thing most people will need to buy is energy for the home. If you want central heating and gas, you’ll need to buy it from an energy provider. This can sometimes be expensive and cost you a lot every month. But, if you use the tips below, you can save money on your energy bills by shopping online!

Price Comparison Websites

There are many price comparison websites out there that can help you save money. In fact, this is a tip that’s great for all the online shopping you do. By using a price comparison site, you’re going to get a list of most of the energy providers on the web. It will be easy for you to look and see which one’s are offering the best deals. This means you can easily narrow down your choices, and it takes minimal effort. So, if you’re low on cash, price comparison sites could be the perfect way for you to find a suitable energy provider.
(Image Source: https://goo.gl/cx6bAV)

Look For Discounts

Sometimes energy providers offer discounts to people who buy energy through their websites. But, if you have a look at their sites thoroughly, you could find even more discounts. Sites like https://www.clickenergy.com.au/ have discounts for people who pay their bills on time. What this means is that if you’re punctual with payment, you could save money on energy. There are also lots of other potential discounts out there if you look closely. Some may offer loyalty discounts to people who stay with them for a certain amount of time. Looking for discounts is a great way for you to save money shopping for energy online.

New Customer Offers

I would suggest that you look around for any new customer offers. Sometimes, energy providers could have special offers for a limited time. During this period, new customers could get discount energy prices. Commonly, energy providers do this to try and lure in new customers. The deals are usually something along the lines of ‘half price for the first six months’. But, they could be different depending on the provider. I’d suggest you look for deals like this in the lead up to winter time. This is when people are going to be using lots of energy, and companies know they may be looking for a cheaper provider.

Discount Codes & Vouchers

Yes, it's possible that there may be a discount code for certain energy providers. If you’re comparing prices, and you find a provider you like, I’d advise you to search for a discount code. Just Google the provider's name followed by ‘discount code’ and you’ll soon see any results. You could find codes that give you cashback when you buy or give you some money off the overall price. Some energy providers have discount codes that will give you vouchers for other online retailers, so look out for that too.  

If it’s time you looked for a new energy provider, then use my words of advice. Trust me, doing the things above will help you save lots of money in the long run.

5 Ways To Save On Costly Home Repairs

I like to think that I run a tight ship in my home, and I try to keep on top of everything I can. Your home is valuable, and if you don’t keep things ticking over you run the risk of losing some of that value. One of the biggest problems is making sure you don’t have to face enormous repair bills.

They can come as a bolt out of the blue, and leave you with costs that could run into the thousands. So, I thought I would share some of the ways that I reduce the risks of disaster striking, so that you don’t have to spend all of your hard-earned money! Read on and let me know what you think - do you have any tips to add?


Learn about your house

How many of you know about your house and how it works? You don’t have to become a qualified builder, but you should know the basics about plumbing, electrics, and home maintenance. If you don’t know what to look for, you won’t know when something is wrong. And, in general, the quicker you attend to the problems, the cheaper it will be for you. There are lots of resources out there that you can access for free. I love using the excellent guides over at Country Living - they are full of ingenious tips and ideas.

Make regular checks

Once you know more about your home, you can start making your own inspections. I like to do them at least twice a year. It’s easy to do - try it while you are doing your spring cleaning, and then again when you are preparing for the winter months. There’s a great checklist over at Popular Mechanics, and it will help you concentrate on missing nothing out.

Don’t forget your roof

It’s difficult to remember about checking your roof. After all, you never actually see it, do you? But that makes it even more important to inspect it properly. Now, it’s not something you want to do yourself unless you have had some safety training. But, you have to make sure that the wind, snow, sun and storms haven’t damaged your roof. The first you might know about it is when you realise that you have a significant leak. It could, by that time, already be too late.

Get the right insurance cover

Home insurance is one of those things that everybody has - but not many have the right cover. It’s worth checking your policy once a year, just to make sure that you are covered for anything that might go wrong. If disaster strikes, it isn’t just the cost of your home repairs you need to think about - it’s also the cost of everything else that gets damaged.

If the worst happens

Finally, if the worst does happen, and you are faced with enormous repair costs, there are a few things you can do. Under FHA guidelines, you might be eligible for a repair loan. This should help you spread the costs over a longer period. You could also try your insurance company - but be aware that this will push your premiums up.




Well, that’s about it for today. I hope you have found this helpful, and I look forward to hearing your comments!




Here Are My Top Tips For Buying A New Home For Your Family

You’ve made the decision to sell your home and buy a new house for your family. While you are excited to find a new home that you and your brood will love, you are most probably feeling a little anxious, as well. Don’t worry, feeling nervous is totally normal.

Moving house is a big deal, especially when you have kids in tow. When you look at potential properties, you have to take lots of things into consideration. From the feel of the neighborhood to how close it is to your kids’ schools, you need to be sure that you pick the right place. You can’t just choose a random house because you love the feel of it, you have to think your decisions through.

To help make the house buying process a little easier and less stressful for you, I thought I would share a few useful tips:

Create a list of priorities for your new home

First things first, what you need to do is write a list of what you would like your new property to be like. This should include all of the things that your new home must have, such as a certain amount of bedrooms.

As well as a list of musts for your new home, it also pays to create a list of things you would like your new home to have. These should be things that would be great, but you could live without. For example, en suite bedrooms or an open fire in the living room.

Do research and set yourself a budget

Once you have a list of what you want, do some research and find out what you should expect to be paying for your new home. Once you have a figure to work with, you can then start thinking about deposits and usda loans.

The deposit for a property tends to be between 10 and 20 percent of its value. Along with your deposit, you can then use a mortgage loan to pay for the rest of it. It’s a good idea to get your loan approved before you start house-hunting, so that when you find your dream home, you don’t have to wait around.

View at least three properties before making an offer

Don’t rush into making an offer on the first property that you see, have a look at a couple more. By viewing a few different properties, you will get an idea of what your money can buy you. This is especially important when you are hunting for a family home, as you need as much space as you can get for your money.

Have an open mind when viewing every property and make a list of the pros and cons of each as you go around. This will allow you to compare each property before you decide on the best option for you and your family.

Have a second viewing before making a decision

On your first viewing, you most probably won’t take in as many factors about the property as you should. That’s why, once you find a house that you love, you need to have a second viewing before you agree to buy.

As you look around for the second time, be as critical as you can. Look for any issues and question each of them with your realtor. Make sure to ask whether the house has any history of mold, damp or woodworm.

Take into account the location, the neighborhood and size of the property. Think about whether it’s a family area and whether the location is close enough to the kids’ schools and your work.

Buying a house is a big deal, so it’s important that before you go ahead that you ensure it’s the right move for you and your family.

Monday, July 27, 2015

EcoStatic SlickyBoard and SlickyNotes from Shoplet

I have been dreading to make a back to school post but  seeing all the  encouraging  articles in  other blogs gave me the courage to do one.  There's nothing really  I can do but to embrace the fact that in few more weeks, the kids are going back to school.  We  haven't  buy their school supplies yet but  we will do that ver soon.  I am so glad to have some stuff I could use  to post reminders of what I need to do.  

I received the  EcoStatic Inc. Beginner Kit Glue Free WhiteBoard Sheets and SlickyNote Note Pad for review nd I am quite pleased to have this as it is very easy to use.  These glue-free white board sheets can be used as a flip charts, white boarding, easel pad, or bulletin board.  These are 100% re-writable and re-usable.  
I also love these  EcoStatic Inc. Recycled Glue Free SlickyNotes Note Pad because they are a little bit bigger than  regular  post it notes and the great thing is, it's double sided so you can use the other  side  as well.  I love the fact that these products are  from recycled  materials which makes it a lot worthy of buying.  Shoplet offers a fast a free shipping for orders $25 and more so check them out for your back to school supply needs.
We received the newsletter  from the school and I took notes of the important figures and dates and other important notes that we need during  registration day.  Compared to regular sticky notes, I would purchase this  more because you get more use  of the money you paid for .
The school tuition fee have increased this year.  For both of them, we will need $3,945 for the tuition fee, books, and other miscellaneous fee.  I have saved 4 grand from blogging  so we will be using  that for their tuition fees.  We still have to buy their new school  uniform and shoes, buy their school supplies, pay for their lunches.  Education is  pricey but it's a necessity and a very important  thing that  we could give to our children.  
Shoplet have everything that you need for your business and home including office suppliesoffice stationarypromotional products,  and many others such as medical supplies .   Thank you once again Shoplet and EcoStatic!

Disclosure: The owner of this blog was NOT financially compensated to write this review.  I was provided with the products mentioned  in exchange of my honest  opinion which may differ from yours. 

Kandle Flex

I got this Kandle by Ozeri Flex for a friend who loves to  read.  She is an avid ebook reader and thought it would be nice for her to have this.  This  features a fully adjustable flexible neck that is infinitely customizable for positioning of the lamp head.  Since it is powered by 3 surface mounted lifetime LEDs, it optimize to distribute light evenly without creating glare or eyestrain.  This would make  her reading a lot  safer for her eyes.

The newly designed power button features soft light and ultra bright settings for the perfect screen illumination.  Technology  is really soaring high when it comes to delivinring great  stuff for us to use.  The new wideLip design attaches to the Kindle, Sony  Reader and other eBook readers without blocking the screen.  This also includes 2 CR2032 batteries that are already  installed plus an extra set of  batteries  to replace the ones  installed if it wears out.  The protective pouch is an added bonus too.

You can buy this here.

Disclosure: The owner of this blog was NOT financially compensated to write this review.  I was provided with the product/s mentioned  to help me  facilitate this review but  opinions are my own.

Need To Make Some Extra Cash? Here's What Works For Me

We'd all like to have some extra cash from time to time. Sometimes, the money we earn from our jobs doesn't leave us with much spare after we pay our bills. To solve that problem, most people supplement their income by doing other work on the side. For instance, they might get a second job. Or they might do something based from home.

When you've got a family to feed like I do, money can sometimes be a bit of a struggle. And it's also hard to work elsewhere when you have to look after your kids at the same time. That's why, for me, the home working option is a better one. If this paints a familiar picture, there is some good news for you. It's easy to make some money from home!

Of course, there are plenty of different things you can do. The challenge is usually finding the methods that offer the best results. To save you some time and hassle, I've listed the ones that work well for me. Check them out:

Blogging
As you can guess, one way that I make some extra cash is to blog in my spare time! I love writing and talking about all kinds of stuff. One of the reasons my site is so popular is down to the product reviews that I do.

If you set up a popular blog, you will soon have companies asking you to review their products and services. In return for your efforts, you will often receive financial compensation. Sometimes, you might get a discount on the product you've got if you want to keep it. If you're lucky, you might even get to keep it for free!

Product reviews aren't the only way to make money from your blog. There is also affiliate linking. This is where you get a commission for referring visitors to other sites. Examples include Google AdSense and Digital Window.

Online trading

Are you lucky enough to have some cash burning a hole in your pocket? Well, one thing you could do is go and put it in a savings account. The only thing is, you won't get paid much interest. So, how can you make your money work better for you?

Let me introduce you to the world of online trading. The Internet makes it easy to buy and sell stuff; there's no denying that fact. One method that works well for me is currency trading. Sites like ACM Forex Trading make it easy to trade currency online, as long as you know what you're doing!

You don't need a degree in economics to work out changes in market trading conditions. All you need is observation skills and a good memory. The good news is you don't have to trade hundreds or even thousands. That makes online Forex trading almost risk-free.

Drop-shipping on eBay

Another thing you can do with your spare time from home is to set up a business account on eBay. You can then set up accounts with suppliers, and have them ship direct to your customers.

Drop-shipping suppliers are "private label." In other words, there are no details about their company in any items sent to your customers. The way it works is simple:

  • You sell something on eBay;
  • You then "buy" it from your drop-shipping supplier;
  • The supplier then ships the goods direct to your customers;
  • Any queries get directed to you rather than your supplier.
It's a good way to sell volumes of items without the need to buy or store them anywhere.

I hope you've found these tips useful. Give them a go; I'm sure you'll start making money soon!

Thursday, July 23, 2015

Snagged Shopping Deals in June

Hubby and I took the kids to the mall on JUne 20th to  buy a gift for our daughter's friend's birthday that was coming up that weekend.   We have a  mall  nearby (Steben Mall) but we chose to go to Robinson Mall as they have far more selection than the one in Steubenville.  It's a 35-40 minutes from our home so it isn't that far.
 If you are in the area, these are some of the restaurants that you can  enjoy a bite or two.  We don't really go to these though.
We seldom shop these days. We only go if we have a special thing to get for special occasion or if we have   some extra cash to spend  on deals.
 These two are always happy to go  somewhere so it's not a hassle for us.  Now keeping them with us while we shop is a different scenari.  It's tough to shop around sometimes.
 Anyway, here are the  deals we have found from different stores in the mall.  We got our son a pair of pants and a pair of  slippers.  He also grab sunglasses which he used during our  road trip.
 We also found him a pair of shoes  which become his favorite to wear almost everyday.  He said that  it is so comfy that it makkes her feet "dance", lol.
 Since we were attending a pool party that weekend, our daughter wanted a new swimsuit so we got her a new one.
 I also found great deal on  brassieres.
 These Joe Boxer  were on sale as well so I  took the opportunity to get me  some while on sale.
I also found great deals on some pieces of cute clothing at Charlotte Russe.  I only paid $10 for both of this.  
 Our son, just like his sister is  fanatic of  minecraft game, he wanted this shirt so we bought it for him.
 We  don't know what to get for   our daughter's birthday gift so we got her a personalized bag with her  nickname embroidered on it.
So that's a wrap for the  shopping deals that I found last month.  How about you, do you shop a lot?  Do you go thrift hunting or you just buy whatever you want?  Do you have some shopping tips?  Please share it here, thank you!

Tuesday, July 21, 2015

Summer BBQ Ideas for a Meatless Diet

When the weather warms up, it is time to heat up the grill. Just because you choose to follow a meatless diet doesn’t mean that you can’t enjoy a BBQ just as much as someone who eats meat. With a little creativity and some help from meat substitute products, you can create healthy vegan recipes that are delicious, wholesome, and that even the biggest carnivores will enjoy.
 
hallmarkchannel.com
Burgers

No BBQ is complete without a big, juicy hamburger, but the patty doesn’t have to be ground beef or another animal product for it to taste good. Try replacing the patty with a vegan-friendly option in order to get the same taste without ruining your diet. Meat substitutes can be found easily on-line and make for a quick and easy meal. If you really want to wow your guests, whip up a flavorful sauce to top your burgers with, like a rich and smoky BBQ sauce that is the perfect complement to a tasty burger, such as the one found on the Hallmark Channel’s Home & Family website.

Pizza

Traditionally, pizzas are topped with melted cheese and lots of processed meats – two no-no’s for vegans. Grilling your own pizzas is easy and as a plus, they are completely customizable, giving all of your guests complete control of their toppings. Make or purchase whole wheat pizza dough and sauce and chop up a variety of healthy toppings, including:

  • Tomatoes
  • Fresh basil
  • Bell peppers
  • Herbs
  • Onions
  • Mushrooms
 
The topping possibilities are endless and you can create some one-of-a-kind pizzas that are free from any animal products.

Grilled Chicken

Many people enjoy grilled chicken at their BBQs and you can as well with a little creativity. Chicken substitutes give you all the flavor that you want and you can create some interesting dishes using them as a base. A marinade that uses oil, lime juice, garlic, chipotle chilies, and jalapeno peppers is a zesty, spicy option that can serve as the basis for a delicious scaloppini dish cooked up right on the grill.

Sides

BBQs are well known for their sides, and luckily for vegans and vegetarians, meat-free sides are often on the menu at most events. A simple salad of black beans, fresh corn, tomatoes, and herbs is the perfect complement to any entrée. Some other easy vegan side dishes include:

  • Cut fruit
  • Sliced tomatoes
  • Quinoa salad
  • Grilled vegetable kabobs
  • Corn on the cob

By keeping your sides basic, you and your guests can really focus on the main dishes that you have created.

Desserts

A BBQ dessert is the perfect time to offer something cool and refreshing to your guests and it doesn’t have to be ice cream. Sorbet is a yummy option for vegans, especially when you use fresh fruits that are at the peak of ripeness. A creamy option involves mixing lime juice and zest with avocados and a little sugar to create a frozen treat that everyone is sure to enjoy.

Don’t give up on hosting summer events because of your vegan lifestyle. Your dinners can be just as delicious as ever by incorporating good quality meat substitutes with tried and true BBQ recipes that will stand the test of time.




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Victorious Smile!

She won an international smile contest for the month of October 2009. This contest was sponsored by Division of Pediatric Dentistry, Department of Oral Health Sciences, University of British Columbia, Canada.

God bless y'all!