Coors

One of my brother-in-law's wall decor at their recreation room.

Link  with me every Friday through Color Connection.  You can post any color that you like.

What's Cooking?

I appreciate the guest post, Vito Rivers

I love to cook for my wife. She is very appreciative of the time I spend in the kitchen and, let’s face it, not much of a cook herself. We like nutritious, healthy foods and making things from scratch is the best way to avoid preservatives and much of the fat. Naturally as our kids graduated from formula to solid foods, I was concerned about what they were eating. After reading the labels on what was considered the healthy options, I quickly decided that making it home would be best for them. After doing some research I realized it was also much more economical. To keep up with my cooking craft I watch a lot of cooking shows on direct tv packages. One thing I’ve found is missing is cooking shows about how to cook meals that your kids will eat too! While I enjoy cooking, I don’t enjoy it enough to make two meals per night and sometimes it can be hard to convert what my wife and I like to what the kids will eat. So here’s my pitch to the television producers out there—create a show detailing how to cook one meal for everyone in your household and I will be the star!

So Sweet

The hearty cookie that my daughter made and gave me.  Thanks for being so sweet Ms. Burrito.

Pink Saturday

Old Church

We went to the Tractor supply in Follansbee a couple of weeks ago and  coming back, we decided to cross the bridge   between Follansbee  and Steubenville, the Market Street Bridge 

We went the wrong turn at first but found our way around and saw this old church by the  road.

I don't know what kind of church is this but I like the top where the cross is.

Sky Watch Friday

Financial Assistance for Bills

In today's era of easy credit and consumer mentality, many people find it difficult to keep up with their bills. In 2010 alone, over 1.53 million Americans filed for bankruptcy, and with the struggling economy, no one would be surprised if the 2011 statistics results—when released—were even more startling.

Therefore, even if you have no trouble paying your bills at the moment, it's still a good idea to be familiar with the types of financial assistance that you can avail when the time comes.

Fast Cash Loans

In the best case scenario, all you need is a little money to get by until the end of the week. If this is the case, then fast cash loan, such as the loans offered by www.greatplainslending.com, might be the perfect option for you. These loans are fast, easy and can help you make it until your next paycheck.  

Debt Settlement

If, on the other hand, your debt issues are more severe, and you have consistently had trouble making your minimum payments, then debt settlement might be a good option to explore. With debt settlement, you negotiate with your creditors to reduce your debt to a manageable level so that you don't have to default. Although at first you might wonder why they would agree to allow you to pay less than you actually owe,  you'll soon see that most companies would rather have you pay less and keep paying than declare bankruptcy. 

Debt Consolidation

With debt consolidation, you take out a large, low-interest loan to pay for all of your debts. This basically consolidates all your debts into a single loan so that you only have one monthly payment to make each month, which makes it less likely that you will be stuck with small charges like late fees.

Debt Management

With debt management, you hire a company to help reduce your debt. This company, normally, negotiates with your creditors for you and then consolidates your debt into a single loan with, hopefully, lower monthly payments. With debt management, you pay the management company rather than your creditors. This can be a good option if you don't want to deal with negotiating with credit card companies yourself.

While having to declare bankruptcy is certainly survivable, it does relentlessly damage your credit, which can make it relatively harder for you to buy a house or a car through financing, or even open a new credit card. Much simpler than to just be prepared, it is crucial to know your options and successfully manage your debt.

Have you tried getting financial assistance for your bills? Share us your experience in the comments box.

A Guest Post