Monday, November 2, 2015

New Dresses for our LIttle Lady

I  found these beautiful dresses on sale at Macy's  in August so I asked my daughter to tried them on.  I love this color blocking in black and white because I have a dress with black in white so I thought it would be nice if we could   match.  We still do that once in a while but not quite often as what I did  when she was little.  Ut was a little bigger on her  but she like  the style and the material so I got it for her. It would be perfect for next year.  
 Both of these dresses  are made in the Philippines  which makes me really happy because everytime I  found   dress that both my daughter and I like, it is made in the Philippines.  She really love this one and I love it on her as well.
 I love that it has an accessory included with it.
These sleeveless tops are on clearance at Sears and I couldn't pass the geat price in them so I got them.  My daughter loved the black ones  and the other two were for me.
It is so nice whenever I can find  clothes on clearance rack and it fits.  

The Best Advice For Improving Your Finances

One of the biggest worries many of us have in our lives is finances. There never seems to be enough money to do all the things we need to do. And that’s why I always look for ways to improve my financial situation. The problem is where do you start? And how do you know what you’re doing, and what the right course of action is?
Well, my advice is advice! What I mean by this is that you need to seek advice from people who know what they’re talking about. This is what I did when I first started out, and it really helped me. I used the advice to get onto much surer financial footing. The good news for you is that I’m going to help you by sharing a selection of some of the best advice I ever got.
Downsize Your Home
Okay, downsizing your home is a big life choice to make. But it’s also one of the most effective ways to improve your finances. Figure out how much it costs you to live in your current home. It’s likely to be quite a lot. Could you live somewhere less expensive without too much fuss? Let’s be honest, the answer is probably going to be ‘yes’. It might not be top of your list of favourite things to do, but this is about saving money. And the best way to save money is going to be to move to a smaller, cheaper home.

Stop Driving
This is one of the things I struggled the most with as I was a keen driver. But, you might be shocked to learn just how much money you’re spending each month as a driver. You need to cover the cost of gas, maintenance, tax, insurance, and charges. And these will all soon mount up. So, I was advised that I needed to stop driving and start using other means to get around. Reluctantly I agreed, and began walking, cycling and using public transport. I saved so much money from doing this that I have barely driven since.
Invest, invest, invest!
The three keywords for financial well-being are investment, investment, investment! You might roll your eyes at this, but it’s certainly true. You need to look into the different investments you can make, and the rules surrounding them. This means you need to look up precious metals IRA rules. And you need to familiarise yourself with the rules surrounding Forex trading platforms. The better knowledge you have of these the more sensible investments you can make. I would also suggest you think about having a variety of investments so you can make extra money at different times.

Take it from me; it’s not easy to improve your personal finances. Everything costs these days, and it seems like prices are forever on the rise. That’s why I think it’s very important to do whatever you can to improve your finances. I’ve shared with you the best advice I was ever given, and hopefully you’ll use it to the same great effect I did.


Victorious Smile!

She won an international smile contest for the month of October 2009. This contest was sponsored by Division of Pediatric Dentistry, Department of Oral Health Sciences, University of British Columbia, Canada.

God bless y'all!

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